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RESEARCH LIBRARY

sigma 5/2017: Assurances des entreprises: repousser les frontières de l’assurabilité grâce à l’innovation

Les macrotendances technologiques, économiques, démographiques, sociétales et géopolitiques engendrent de profonds changements de l’environnement commercial. Ces changements structurels créent de nouvelles opportunités, mais aussi de nouveaux risques. Dans le même temps, le monde de l’entreprise, autrefois dominé par les actifs matériels, tire aujourd’hui plus de valeur des actifs intangibles. Ces transformations et les expositions qui en découlent se reflètent dans les enquêtes sur la perception des risques par les entreprises. Par exemple, la perte d’exploitation constitue à l’heure actuelle la première préoccupation des entreprises, selon des enquêtes réalisées auprès de professionnels des risques à travers le monde. Et elle est de plus en plus associée au cyber-risque et aux risques sur les chaînes d’approvisionnement.

Year: 2017 | Type: Publication

sigma 4/2017: 2017年第4期 保险业:为新兴市场的发展创造价值

过去20年来,新兴市场已成为全球保费增长的主要驱动力。2016年,新兴市场占全球保费的比例已上升至20%,20年前该项数据为5%。然而,新兴市场的许多个人和企业依然投保不足或未投保。因此,当遭遇疾病、自然灾害和事故等外部冲击时,他们无法获得保险保障。这些冲击可能对经济增长和社会发展产生长期的负面影响。

Year: 2017 | Type: Publication

Insurance in sub-Saharan Africa: growth stutters, but fundamentals are strong

The latest Expertise Publication from the Swiss Re Institute reviews recent developments in the economy and insurance markets of sub-Saharan Africa (SSA) excluding South Africa. It assesses the challenges and opportunities that lie ahead. Though still positive, in real terms SSA insurance premium growth has slowed notably from 2014 and came to a halt in 2016, mainly because of the weaknesses in oil exporting countries. However, the outlook is still positive based on the expectation of a recovery of economic activity and a continuation of the trend of increasing middle class. Key growth areas in the insurance sector lie in agriculture, health/medical and life/funeral coverage. The report is available on request for distribution to Swiss Re clients in hard copy only.

Year: 2017 | Type: Publication

sigma 4/2017: Développement dans les marchés émergents : la valeur ajoutée de l'assurance

Un corpus croissant de recherches empiriques sur le développement économique dans les marchés émergents montre que l’assurance facilite les opportunités de générer des revenus plus élevés et contribue à une meilleure qualité de vie, d’après le dernier sigma « Développement dans les marchés émergents : la valeur ajoutée de l’assurance ».

Year: 2017 | Type: Publication

sigma 4 2017

sigma 4/2017 Insurance: adding value to development in emerging markets

The standard measure to gauge the development of a country's insurance market is the insurance penetration rate. But premiums expressed as percent of a country's GDP do not help elucidate how, in terms of real-life experience, insurance ownership can help improve the quality of peoples' lives.

Type: Article

sigma 4/2017

sigma 4/2017 - Insurance: adding value to development in emerging markets

The standard measure to gauge the development of a country's insurance market is the insurance penetration rate. But premiums expressed as percent of a country's GDP do not help elucidate how, in terms of real-life experience, insurance ownership can help improve the quality of peoples' lives. The latest sigma reviews recent evidence-based research, which offers more granular insights about the contribution of insurance across a broad range of development metrics. The sigma also addresses local demand and supply-side barriers, such as lack of awareness, institutional factors and behavioural biases that can hinder extension of the reach of insurance to cover more people.

Type: Video

sigma 4/2017: Insurance: adding value to development in emerging markets

Emerging markets have been a major driver of global insurance premium growth over the last two decades. In 2016, emerging markets accounted for 20% of global premiums, up from 5% two decades ago. Nevertheless, many individuals and enterprises in emerging markets remain under- or uninsured, and therefore unprotected against external shocks arising from illnesses, natural disasters and accidents. These shocks can have lasting negative consequences for both economic growth and human development.

Year: 2017 | Type: Publication

sigma 4/2017: Versicherung: Mehrwert fűr die Entwicklung in Schwellenländern

Die Schwellenländer waren in den letzten zwei Jahrzehnten ein wichtiger Treiber für das globale Wachstum der Versicherungsprämien. Im Jahr 2016 entfielen 20 % der weltweiten Prämien auf die Schwellenländer, wobei dieser Wert vor 20 Jahren noch bei 5 % lag. Trotzdem sind viele Verbraucher und Unternehmen in den Schwellenländern nach wie vor ungenügend oder überhaupt nicht versichert und damit externen Schockereignissen durch Krankheit, Naturkatastrophen und Unfälle schutzlos ausgesetzt. Solche Ereignisse können anhaltende negative Folgen für das Wirtschaftswachstum wie auch die menschliche Entwicklung haben.

Year: 2017 | Type: Publication

sigma 3/2017: 2016 年度世界保险业: 中国继续强劲增长

Growth in the global economy was little changed in 2016 from the previous year with real gross domestic product (GDP) up 2.5%. Advanced economies’ GDP remained below the pre-financial crisis average, but was slightly above the annual average of the previous 10 years. Emerging market growth picked up only marginally, and was still far below the 10-year average.

Year: 2017 | Type: Publication

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